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Facts About Identity Fraud

Fake ID forgery is the act by which someone alters or changes the physical identity of a person to gain access to other things or use the person's identity or identification number for fraudulent reasons. In the US alone, there are an estimated 3 million cases where this crime has been committed. This crime has been on the rise for a decade and a half. ID forgery is not only a criminal offense but it also affects many legal issues that people face everyday.

The first thing that needs to be taken into account when faced with ID forgery is that it can occur in any place, at any time. There are people who pretend to be somebody else to make themselves look like they have the same name or social security number as they claim. For example, there are many people who pretend to be the head of a particular association, company, school or even charity and then they can use their false identification number to gain access to important financial information, public benefits and even welfare benefits and entitlements. A fake ID is a form of identity fraud and can also be a civil offense that can lead to imprisonment.

The second thing to consider is that ID forgery can be carried out by using a picture ID as well as by altering a real or fake ID. This means that anyone with a valid picture ID card will have their personal information stolen if they are asked to enter a sensitive area, such as an ATM machine, or a bank machine. A fake or altered ID can also be used to gain access to an unsecured area, such as a parking lot. This means that a fake or altered ID can be used by a thief to gain access to a building or vehicle without having to produce a valid form of identification.

There are also cases where a person has their private and confidential information changed in order to obtain fake ID cards. This includes passwords or PIN numbers that are used to access information that the owner needs to carry out their daily business or work. It also includes passwords that are used to access information that someone has on their credit card, such as balance or credit history. A person can be robbed of their identity by using a fake or altered ID card in these situations.

Another problem that can arise from ID forgery is that a person can steal the identity of a dead person. The problem is often referred to as a "cold case"cold wallet." This is because the information is not found on the deceased person's wallet. This is sometimes a result of theft of identity theft or identity fraud and involves a criminal with stolen information that is used to open a bank account.

Another reason why identity theft can be involved is because of credit card fraud. It is common practice to steal credit card numbers and other personal information from a person's wallet, purse, or bag before leaving them at a service station, hotel or restaurant. This information is then used to make charges on a credit card that is later reversed when the person returns.

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lookatdesktop wrote on November 20, 2020, 2:30 PM

It has been highly recommended by my friends and family to never order anything online using your bank card or regular credit card, instead, you should opt to buy a pre-paid debit Visa Card and place only the minimum on the card or buy one with a pre-set amount, then register that card and only use that card to order things you want online so that, if the vendor is dishonest and attempts to take out all of the money on that card, you will only be out a little, rather than out A LOT. I mainly look for HTTPS secured sites, with a history of being in business for several years. If you accidentally enter, online, the wrong numbers, for instance, the 16 digit number on the debit card by mistake, that card might be declined and even if you try to do the purchase a second time, entering the numbers correctly, it may not succeed. The vendors , the honest ones, have trust issues with their customers. It is best to not allow the vendor to keep your card number on file for future transactions, because you should not opt for that. In fact, you should use a different card number for any future transactions so you do not get redundant billing as the vendor can make a mistake and debit an order twice when only one order was intended by you or realized by the vendor.

Last Edited: November 20, 2020, 2:32 PM

lookatdesktop wrote on November 20, 2020, 2:38 PM

Don't you wish we could just go back to the days of using cold hard cash and checks? I am glad that option still exists. In fact, I use cold hard cash whenever I can because it can not be traced, hacked, stolen because it goes directly from my hand to the hand of the cashier and I get that receipt and the sale is final. The use of debit cards and credit cards is on the rise due to COVID-19. I also opt out of recurring online payments to all of my utility payments or insurance payments. I pay in real - time. It requires more tedious effort but I pay on time each and every time because if you let them automatically take out they might take out before your deposit date and that would cause an overdraft. Not a good thing for you, as some billing cycles end and begin a week or more apart and not all of them fall on the same date. It would be nice if we could have all payments occur regularly. I know this is not exactly the topic you started but I wanted to add my 2 cents. LOL

Last Edited: November 20, 2020, 2:42 PM

MegL wrote on November 21, 2020, 7:34 AM

These are all good points. That's interesting about using a pre paid card. Will have to look into that.

MegL wrote on November 21, 2020, 7:36 AM

I mostly use cash when buying locally, I much prefer it. I do NOT want to go to a cashless society! I don't use checks, unless I have to. I have some "direct debits" set up to pay utilities but only 3 and I know roughly how much that is each month and when they will be taken. These have guarantees on them from the bank, that they will repay if mistakes are made.