The long road back to credit worthiness
I have been working really hard on fixing my credit rating for the last five years and things have been getting so much better since I finished uni. I was able to get my car on finance and a bank loan, but both with quite high interest rates due to the risk of my less than perfect credit.
I use all the different free credit checkers (everyone should do this) and I logged in today to find on one of them my credit score is 505 out of 600 and on the other its 973 out of 999! That puts me in the excellent category and apparently around 200 points above average.
Its taken five years of very hard work, comparing deals transferring balances and careful spending on credit cards but finally I am credit worthy again!
Now all I have to do is look at my existing debt and refinance it onto a better deal so I can chip away a bit more at that. This should be a fun day!