By in Animals

Credit Unions for Lending

I was really hoping this time around that we would be able to use our credit union to be our lender for our condo. I was not sure if we would be able to pre qualify at all. Another lender ended up coming through for us earlier in the process.

We wrote an offer, if this property does not work out, we will gladly swap them out to use the Credit Union's pre-approval if it is given. The manager is asking if we have a copy of the contract for your wife’s employment? A contract or offer letter would be great. By the time all the documents went through it was too late for us to have to be able to wait was no longer an option for us.

We would have got a discount on the loan.

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seren3 wrote on January 9, 2015, 12:13 PM

That's too bad! It seems there is no end to the documents needed for a loan and you can't always anticipate what lenders will want.